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Homestead Bank offers a variety of residential real estate loans to meet the unique needs of each applicant.

Types of Loans Available

  • Conventional Loans
  • Rural Development (RD)
  • Federal Housing Authority (FHA)
  • Veteran Administration Loans (VA)
  • Home Equity Loans
  • Home Equity Line of Credit (HELOC)


Current 1 year HSB Residential RE Base Index: 5.24%
Current 5 year HSB Residential RE Base Index: 4.83%
                    Rates Effective December 1, 2022

*The above indexes are not current interest rates, just an index used to calculate rates on existing mortgages.  For current rates and terms please contact a local Mortgage Loan Officer.


Interested in learning more? Click here to contact us.