Mortgage
Homestead Bank offers a variety of residential real estate loans to meet the unique needs of each applicant.
Types of Loans Available
- Conventional Loans
- Rural Development (RD)
- Federal Housing Authority (FHA)
- Veteran Administration Loans (VA)
- Home Equity Loans
- Home Equity Line of Credit (HELOC)
Current 1 year HSB Residential RE Base Index: 5.54%
Current 5 year HSB Residential RE Base Index: 5.15%
Rates Effective March 1, 2023
*The above indexes are not current interest rates, just an index used to calculate rates on existing mortgages. For current rates and terms please contact a local Mortgage Loan Officer.
Contact us if you're interested in learning more.
Mortgage Loan Products
Homestead Bank offers a variety of mortgage loan products. Our goal is to ensure you receive the product best suited for your individual situation. We listen and will help you through every step of the process.
It is our policy not to accept applications from those living outside the Homestead Bank trade area unless you are a current customer or have made prior arrangements with us. If you live outside our trade area and would like to apply for a loan please contact us. You must be 18 years of age. If applying through the website link below you must have a valid e-mail address.
You agree any joint applicant(s) have knowledge, and agree to, being a co-borrower on the loan. During the mortgage loan application process a credit check will be performed on all borrower to obtain and confirm information regarding personal and financial background.
Please Note: Completing an application is not a commitment to lend. All loan applications are subject to credit and property approval, and mortgage program underwriting. You are not obligated to obtain a loan until AFTER you receive, and agree to, early disclosures specific to your loan application.
By selecting the “Apply Now” button, I confirm I have read and agree to Homestead Bank's Security Policy and Information and Privacy Policy.
Homestead Bank NMLS ID #451853
US Patriot Act Disclosure: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents.